Dear Co-op

I like your signs, I like the ethos you sell, I tried to open an account but you lost the forms, it was during that big influx of business as people transferred to you in protest and fear of the behaviour and instability of the too big to fail banks. I understand you need a bail out or you will go bust. If you are bailed out there will be hell to pay and I’m sorry but you must not be. Your group needs to address this or we need to see what an orderly bank wind down looks like but the taxpayer will not accept taking on your failure and your business model understood that when you cleaned up the customers who left other banks.